Products & Services |
| We offer a wide array of solutions that can help you reach your retirement goals along with support to make the most of them. |
| Banking (Savings Accounts, Mortgages, Credit Cards, Personal Credit) |
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Investing (RSPs, RESPs, TFSAs, RDSPs, GICs, Mutual Funds) |
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TD Waterhouse (Discount Brokerage, Financial Planning, Private Client Services) |
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Banking |
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Savings AccountsA savings account is a great place for funds that you don't require right away to meet everyday expenses. You can use a savings account to create a safety fund or save for a large purchase. Your money is safe, earns a competitive interest rate and is easy to access if you need it. |
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Learn more about savings |
MortgagesSimplify your home financing and purchase decisions. At TD Canada Trust, you'll find answers to mortgage related questions, helpful planners and informative mortgage calculators to help you choose the TD Canada Trust mortgage that's right for you. |
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Learn more about mortgages |
Credit CardsTD Canada Trust offers an attractive line-up of Visa credit cards geared toward meeting the unique needs of our customers. Find out which TD Visa card best suits your needs and lifestyle. |
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Learn more about credit cards |
Personal CreditWe're committed to helping you find the right credit solution for the things you want. You can count on us for personal service that will help make the credit you use as economical, flexible and convenient as possible. |
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Learn more about personal credit |
Investing |
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Registered AccountsRegistered accounts can help you reach your savings goals faster, because you're saving in a tax-advantaged environment. We offer a full range of registered accounts: |
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Retirement Savings Plan (RSP)With a registered Retirement Savings Plan (RSP), your contributions are tax-deductible. All earnings within the plan are tax deferred until withdrawn. |
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Learn more about RSPs |
Registered Education Savings Plans (RESP)An RESP can a great way to set aside money to cover the costs of post-secondary education. The plan may qualify for annual grants from the Government of Canada and earnings in the plan are tax-deferred. |
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Learn more about RESPs |
Tax-Free Savings Account (TFSA)You can contribute up to $5,000¹ annually and watch your earnings grow tax- free! Withdrawals are also tax-free and you can withdraw funds at any time, for any reason². |
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Learn more about TFSAs |
Registered Disability Savings Plan (RDSP)Introduced recently by the Government of Canada, and the first of its kind in the world, the RDSP is designed to help people with disabilities and their families save for their long-term financial security. |
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Learn more about RDSPs |
Guaranteed Investment Certificates (GICs)Guaranteed Investment Certificates (GICs) and term deposits are a mainstay for many investors because they provide security. We provide a full range of GIC investment options. Choose from: escalating guaranteed rates, access to your funds, regular income, variable and index-linked returns. |
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Learn more about GICs |
Mutual FundsA mutual fund pools the money of many individual investors and invests it in stocks, bonds and other securities according to its investment objective. A professional money manager buys and sells securities on behalf of the individual investors. With TD Mutual Funds³, you may benefit from professional management and diversification.
¹Indexed to inflation. 2010 contribution limit is subject to revision by the federal government.
²Some restrictions may apply, depending on the investments chosen.
³Mutual Funds Representatives with TD Investment Services Inc. distribute mutual funds at TD Canada Trust. |
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Learn more about Mutual Funds |
TD Waterhouse |
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Discount BrokerageFor investors who want to do it themselves with access to a full range of investment choices (stock, bonds, and other types of investments), TD Waterhouse Discount Brokerage provides a full range of services including Self-Directed RSP, Direct Trading Accounts, Self-Directed RSP Accounts, and Tax-Free Savings Accounts. |
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Tell me more about self-directed investing |
Financial planningWhether you're just starting out or have built a sizeable portfolio, a TD Waterhouse Financial Planner can help you plan for success. Your TD Waterhouse Financial Planner will work with you to create a plan for long-term financial success and security. Your plan will reflect your goals, needs and tolerance for investment risk. |
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Learn more about financial planning at TD Waterhouse |
Private Client ServicesTD Waterhouse Private Client Services takes a team approach to provide you with expertise in banking, investing, estate planning, and trusts as we work with you to help reach your financial goals. |
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TD Waterhouse Private Investment AdviceIf you are looking for comprehensive and personalized investment planning and advice, and want to be involved in the key decisions regarding your portfolio. |
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Learn more about
investment advice |
TD Waterhouse Private BankingIf you would like a skilled professional to assist you in managing your finances,
including your investments, banking and credit needs, and retirement and estate planning. |
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Learn more about
banking and wealth
management |
TD Waterhouse Private Investment CounselIf you want a tailored investment strategy based on your individual needs and a professional Portfolio Manager to look after all the day-to-day portfolio monitoring and management. |
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Learn more about
investment management |
TD Waterhouse Private TrustIf you are interested in estate planning, executor assistance, financial management for
seniors, and the preservation and transfer of wealth across generations for you, your family or charitable foundation. |
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Learn more about
estates and trusts |
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